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First Home

First Home: Buying a home after renting it for a year

As we got to the end of our one year lease agreement my fiancé and I began our search for a new place to live. The owner of the home had given us notice that she was intending on moving back into the home so therefore we could not renew our lease. We quickly discovered that finding a new place to rent was going to be difficult. You see, my fiancé and I have a few pets, most notably a great dane mix who weighs in at a featherlight 110lbs. Most apartments in our area have…

Realtor

Why and How We Fired Our Realtor

House hunting is nothing like how they show it on television. It is often very stressful and can send you through a whirlwind of emotions. Thats why it is important to have a good realtor who can help you make informed decisions. A realtor is supposed to be your advocate A realtor, just like any professional, is there to help you and have your best interests in mind. They are there to set up showings of potential houses and to be your advocate at the negotiating table. We did our homework before selecting our realtor in…

Home Ownership

DIY Projects and Repairs: 18 Months of Home Ownership

18 Months of Home Ownership Have Flown By! Around a year and a half ago my fiancé and I made the biggest purchase of our lives at age 24. Most of our friends thought we were crazy for giving up the flexibility of renting, but we were tired of having to answer to a landlord. As a result we dived into home ownership by purchasing the home we were renting at the time. Home Value Since purchasing our home there have been many more homes that have come on the market in our neighborhood. As a result we…

Home Buying

5 Important Steps on the Road to Home Buying

I like to look at the process of home buying as semi-organized chaos. It takes so many people and so many moving pieces in order to make a deal this is the only way I can describe it. Here are the steps we took when starting our journey. 1. Do a complete finance check up The first step to beginning the home buying process is to make sure all of your finances are in order. Make sure you check your credit score and correct any discrepancies that come up. Set aside the money, or set a…

Saving Money

The Best Method I Found for Saving Money

For those living paycheck to paycheck it is very hard to even think about actively putting money towards savings every month. I have been there. I have read so many articles saying that that I need to save 50 percent of my income and all sorts of other methods that just weren’t for me. This is the best way I have found to start saving money. Check out this related article: Cut the Cord on Cable: How I’m saving $1,200 Hiding Money Finally I convinced myself that if I was truly going to start saving money I needed…

Renting vs Buying

Renting vs Buying: When to Rent and When to Buy

I still remember clearly sitting in my high school chemistry class when my professor mentioned that if we take anything away from the class it’s that if he could go back he would have invested in real estate much earlier in life. Yes, that was in chemistry class. While I don’t remember much chemistry I still remember that conversation. Among a few things that people cannot live without in life, housing is one of them. There seems to be a constant argument regarding about renting vs buying. In my experience there is a time and place for…