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Grocery Bills

Why Our Grocery Bills Have Skyrocketed So Far This Month

This past week our grocery bill hit an all time high of 165.11 for a single trip to the grocery store. I’m not going to lie, it was pretty disappointing to see. Our average grocery bills never really hit the $100 mark so this bill was basically double our normal bill. To top it off it all comes down to one thing. My fiancé starting a diet that is a lot like Whole30 with her friends. Her being on a diet means I am now on a diet As everyone in a relationship knows that when…

credit card points

How to make the most out of credit card points

When I started my job a little while back the first thing they recommended that I do was sign up for a few different credit cards. I was a little confused at first. Now though, it makes so much sense. With how much I travel for work purposes I rack up points like crazy. But you don’t have to travel a lot in order to build points. First Credit Card ,The first credit card that I ever signed up for was the Discover 5% cash back card. I got this card my freshman year of college…

Stay Productive

7 Ways to Stay Productive When You Have a Long Commute

Everyday people waste countless hours sitting in a car in traffic on their way to and from work. Much of this time is spent on the phone or listening to music. But it could be spent on self improvement or even a side hustle. Here are 7 solid ways to stay productive when faced with a long commute. Audio books and podcasts Reading is a great way to improve oneself and sharpen the mind. Audiobooks are great for long drives and long commutes. Distilled Dollar even had a recent post on the 4 Money Benefits from any Gym.…

Remodeling

How to Stay on Budget when Remodeling a Home

Remodeling your home is one of the best ways to not only make it your own but to increase its value. In the last year our home has appreciated substantially in value due our continued effort at modernizing and updating every aspect of the home. In all of our projects that we have taken on we have only gone over our budget once. Here is how we stay on budget. Plan ahead Over half of the time that we spend on a remodel project is not time swinging a hammer. It is time spent meticulously planning…

Cut the Cord

Cut the Cord on Cable: How I just saved $1,200 this year

I did it. I finally called it quits on my cable service and cut the cord. And it just hit me how much money I will be saving over the course of this next year by this move alone. Why did I wait so long? The only real reason that I have had cable for the past 3 years is the insanely low bundle rate that I was given when I first signed up. When we first moved into our home I did my research and found the best rates in the area. After calling a…

No Alcohol

The Experiment: 4 Months With No Alcohol

Over the Christmas Holidays this past year I made the decision/bet with myself to abstain from all alcohol until my sisters graduation 4 months later. At the time of the decision I was probably a bottle of red wine in and looking for another. Nonetheless starting on New Years I began my endeavor of no alcohol. What was it like not drinking? First month w/ no alcohol The first half of the month actually flew by. After binge drinking my way through the holidays it was actually a nice cleanse. Skipping past the first few weeks though…

Tools Everyone Should Own

Tools Everyone Should Own for Homeownership: Basic Tool List

When you own a home it is just a matter of time until something breaks. Hiring a handyman can cost hundred of dollars, but you can avoid those costs if you watch some Youtube videos and have your own basic set of tools. Over the past few years I have accrued an entire garage full of different tools to take on our home remodel and to build custom furniture. This is a basic tool list that every homeowner should own. Check out this fantastic site for great DIY furniture projects: Ana-White.com You might also like my article…

Budgeting

Budgeting: How I Account for Constant Changes

So you have finally created that perfect budget and that accounts for everything? If you have please let me know. Since really sitting down and creating a monthly budget in January I do not believe I have had a single month where everything falls in place perfectly. From vet visits to speeding tickets a budget must be able to slip and roll with the punches. Our Budget in January Mortgage Payment (Includes Insurance, Taxes, and PMI) – $1,300 Utilities – $250 Groceries – $250 Restaurants/ Entertainment – $200 Joint Savings (My fiancé and I each contribute $400…